Tuesday, 29 September 2026

NZ: How The MMP System of Voting Could Be Improved

New Zealand politics:

How The MMP System of Voting Could Be Improved

MMP currently operates that you have two votes, one for the Electorate and one for the Party.

I would like to see more flexibility with your two votes !

So, instead of the one (1) option that you have now, there would be two further options !

(2) You can allow your two votes to go to the Electorate, even allowing a split between two Candidates

OR

(3) You can allow your two votes to go to a Party, even allowing a split between two Parties.

So, instead of ONE option with your TWO votes, you'll now have THREE ways to express your PREFERENCES !

And finally, Voting papers need to have a Photo of the Candidate standing, beside their name.

Grant Seton

ENDS

Thursday, 17 September 2026

NZ: Super is affordable and can start at age 60 on a proportional basis

New Zealand politics:
 
Super is affordable and can start at age 60 on a proportional basis, based on the time you have spent in New Zealand.
 
Example A:
 
You become a permanent resident at 55 and when you turn 60 you can apply. Calculation, based on 60-55=5: You'll receive the Super for an Individual per week x 5 (years) / (div) 60 (years) - for the proportion of time you have been in New Zealand.
 
Example B:
 
If you were born in New Zealand, but spent a portion of your life/time living outside of New Zealand, then you came back to New Zealand for your retirement, you would receive a proportional Super, unless you were coming from a Country with a reciprocal agreement (where the Country you are coming from is paying your Super from there to the NZ Govt).
 
Payouts:
 
The [present] lower [payout] rate for Couples would also be removed, as the Government is forgetting the 'care' that Couples [often] give to each other - 'care' given at no cost to the State !
 
Grant Seton 
 
ENDS

NZ: Let's make GST lower and easier to compute !

New Zealand politics: 

GST is 15% in New Zealand and there's quite a bit of admin to it !
 
Let's make GST lower and easier to compute !
 
At the moment it is Sales less Inputs and the difference between the two is where we find the GST.
 
Instead, let's make it 5% (Five percent) and Calculated on Sales only with NO Inputs used !
 
Example under the existing 15% regime: Goods sold for $215, less Inputs of $100, the GST portion on $115 for IRD is $15.00.
 
Example under the NEW 5% regime: Goods sold for $215, Inputs not used in this calculation, and so the GST portion for IRD will be $10.24.
 
Changes for Banks & Landlords: GST would be extended to 5% on Mortgage Repayments (paid as part of the Bank's gross income, not added to the Mortgagor's repayments) and 5% on Rents (if you are renting or leasing from a Landlord, paid from the Landlords gross income, not added on).
 
GST is called Good & Services Tax, but it should be called Government Sales Tax and its focus should be on the Sales (the Income) the entity is making and not distracted by the Inputs to make that sale.
 
GST should also be split 50/50 between Central Govt and Local Govt, that means when a Local only company pays $100 in GST, $50 is sent to its Local Council that can then be used to offset things like debt and local infrastructure upgrades. If a business is Nationwide, you'll be able to login into IRD and set where your Branch networks are located and the split will be evenly made between the Councils where your Branches are located.
 
The bigger picture of Local Councils getting a better share of GST is that your rates overall should start dropping over the longer term.
 
PAYE is taxed on Gross, so there's also no reason why Company tax should also be taxed at a lower rate on the Gross sum - and not the difference after Gross less Inputs.
 
Grant Seton 
 
ENDS